What
is a Notary Signing Agent?
A Mortgage Notary Signing Agent is a Notary Public who specializes
in the process of obtaining and notorizing the signatures of the party (ies) involved on real estate loan documents
for the purpose of closing a real estate loan transaction. Lenders who offer correspondent loans across the country
rely heavily on competent Mortgage Notary Signing Agents to complete the signing and notarizing portions of the real estate
loan transaction in a professional, reliable and accurate manner.
The tasks of a Mortgage Signing
Agent are vital to the successful closing and funding of the transaction. A Notary Signing Agent (NSA) is a Notary Public
who has been specifically trained with the knowledge in presenting documents used in real estate refinance loan transactions.
Notary Signing Agents may take an examination to test and show their knowledge of the correct Loan Document Signing Procedures
and the Notary Public Laws of the State of California.
The notary's duty as an impartial witness is to ensure that the signer(s) of documents are who
they say they are and have entered into agreements knowingly and willingly. In California, notaries are empowered to
administer oaths and affirmations, certify copies, and take acknowledgements, depositions, affidavits, verifications, and
other sworn testimony or statements.
A notary public may not notarize a document that is incomplete. This is for the public's
protection from the widespread occurrance of fraud.